The NJR Story   As many success stories go, Umhlanga’s Nirmala Chetty’s ascent to owning her own jewellery brand and store began with humble beginnings. Chetty’s three-decade journey of entrepreneurship is a testament to her persistence, diligence, faith and kindness, as both a businesswoman and one of KwaZulu-Natal’s foremost female business owners.   Her journey in the world of jewellery began in Johannesburg in 1988, when she joined the local division of a large US-based...